Worker's Compensation Menu

Worker's Compensation Employer Resources

Overview

If employees get hurt on the job, employers can direct them to their insurance company's worker's compensation system for quality medical and prompt payment of benefits and an early return to work.

Wisconsin Employers that meet specific requirements are required to carry Worker's Compensation insurance unless they qualify for Self-Insured status. Employers receive the assurance they will not be sued for damages, medical care and lost wages if their employees get injured while working.

You must have Worker's Compensation if any of your businesses:

• Employ three or more full-time or part-time employees. You must get insurance on the day you employ the third person.
• Employ one or more full-time or part-time employees to whom you have paid combined gross wages of $500 or more in any calendar quarter for work done at one or more locations in Wisconsin. You must have insurance by the 10th day of the first month of the next calendar quarter.
• If you are a farmer who employs 6 or more workers on the same day for any 20 days during the calendar year. You must get insurance by the 10th day after the 20th day of employment. A calendar year is January through December.
• Out-of-state employers must have worker's compensation insurance if they have employees working in Wisconsin. The policy must be with an insurance company licensed to write in Wisconsin and endorsed to name Wisconsin as a covered state in Section 3a of your policy.